Cashless Treatment: If you are insured, you can get cashless treatments as your insurance company would work in collaboration with various hospital networks.
HEALTH INSURANCE
HEALTH INSURANCE
Health Insurance is a kind of insurance that provides coverage for medical expenses to the policy holder. Depending on the health insurance plan chosen the policy holder can get coverage for critical illness expenses, surgical expenses, hospital expenses etc.
Besides, with the rising cost of medical expenses, access to good medical facility and hospitalisation costs can be financially strenuous. Therefore, getting a health insurance cover for yourself and your family can provide the added protection you need in times like these.
Benefits of having a Health insurance Policy
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Pre and post hospitalization cost coverage: Insurance policy also covers pre and post hospitalization charges up to the period of 60 days, depending on the insurance plans purchased.
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Transportation Charges: Insurance policy also covers the amount paid to ambulance towards the transportation of insured.
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No Claim Bonus (NCB): This is the bonus element which is paid to the insured if the insured does not file a claim for any treatment in the previous year.
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Medical Checkup: Insurance policy also provide options for health checkups. Free health checkup is also provided by some insurers based on your previous NCBs.
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Room Rent: Insurance policy also covers room expenses depending on the premium being paid by the insured.
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Tax Benefit: Premium paid on Health insurance is tax deductible under section 80D of the Income Tax Act.
